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Business insurance
You have worked very hard in your pursuits to create a thriving business that supports you and your family, provides a good work environment for your employees, and produces outstanding goods and services for the community. Thank you!

Our agents, with over 75 years of combined experience, have the tools and the knowledge to solve your problems. As a business owner, you realize that quality and service come with a price. We work with you to minimize that price & maximize the protection for you & your business by providing:

  • Outstanding Support and Service
  • Free coverage analysis
  • Customized Insurance Programs
  • Claims advocacy at time of loss (We are in your corner!)

Whether your venture is large or small, we are here with the tools you need to run your company efficiently, and to protect your interests so you can rest easy at night!

  • General Liability Insurance - Insurance designed to protect business owners and operators from a wide variety of liability exposures. Exposures could include liability arising from accidents resulting from the insured's premises or operations, products sold by the insured, operations completed by the insured, and contractual liability.
  • Commercial Property - Covers damage to or loss of policyholders’ property and legal liability for damages caused to other people or their property.
  • Business Automobile - Protection for damages that involve bodily injury to others and for damage to property of others for which you become responsible under law. You can also purchase physical damage protection for your vehicles and trailers.
  • Directors & Officers – Covers directors and officers of a company for negligent acts or omissions, and for misleading statements that result in suits against the company, often by shareholders. Directors and officers insurance policies usually contain two coverages: personal coverage for individual directors and officers who are not indemnified by the corporation for their legal expenses or judgments against them – some corporations are not required by their corporate or state charters to provide indemnification; and corporate reimbursement coverage for indemnifying directors and officers. Entity coverage for claims made specifically against the company may also be available.
  • Employment Practices Liability - Liability insurance for employers that covers wrongful termination, discrimination, or sexual harassment toward the insured’s employees or former employees.
  • Employee Benefits – Benefits to you employees such as: Health Insurance, Disability, Life, and Retirement
  • Business Income/Business Interruption Insurance - Commercial coverage that reimburses a business owner for lost profits and continuing fixed expenses during the time that a business must stay closed while the premises are being restored because of physical damage from a covered peril, such as a fire. Business interruption insurance also may cover financial losses that may occur if civil authorities limit access to an area after a disaster and their actions prevent customers from reaching the business premises. Depending on the policy, civil authorities coverage may start after a waiting period and last for two or more weeks.
  • Professional Liability - Covers professionals for negligence and errors or omissions that injure their clients.
  • Umbrella and Excess Liability - Provides broad limits of liability ($1 million and up) to cover your business liability exposure in excess of your primary policy limits.
  • Workers' Compensation - Insurance that pays for medical care and physical rehabilitation of injured workers and helps to replace lost wages while they are unable to work. State laws, which vary significantly, govern the amount of benefits paid and other compensation provisions.
Representing – State Auto Insurance • Erie Insurance Group • Auto Owners Insurance Company
Progressive Insurance • IMG Travel Insurance. For more information...

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Important Info
Mail Payments to:
The Frank Agency, Inc.
P.O. Box 877
Middlefield, OH 44062-0877
Had An Accident:
For an auto accident, please call the number on the back of your insurance card, then contact us with the details. For all other claims, please call us at 800-782-8328 so we can report the incident to your company.
Need to Talk:
800-782-8328 Toll Free
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The Frank Agency, Inc. • 15977 East High Street • Middlefield, Ohio 44062 • V: 440/632-5656 • F: 440/632-1859 • E: